Let’s assume you were shopping for a late model used vehicle. You come upon a dealer who has 2 identical vehicles that match what you are looking for. These vehicles are the same year, make, and model. They have the same mileage and options. They appear to be in the same general condition. The sticker price for both vehicles is $20,000.

You ask the dealer if either vehicle has ever been wrecked and he tells you that one of the vehicles had sustained $6,500 in collision damage, but the repairs were expertly completed and you cannot tell that there was ever any damage. Now there are just 2 questions that remain.

•  Would you still give equal consideration to each vehicle?
•  (If you answered no to #1) How much of a discount in the price would have to be offered in order for you to give the wrecked and repaired vehicle equal consideration?

If you were not at fault in an accident, the at-fault party (or their insurance company) owes you money.